:root{--navy:#1A2B3C;--navy-soft:#2C4258;--stone:#F4F2EC;--stone-deep:#E6E1D4;--paper:#FFFFFF;--line:#D8D2C3;--muted:#566373;--gold:#B8973A;--gold-ink:#7A5E14;--good:#2C6A4C;--good-bg:#E7F1EA;--watch:#8A5F00;--watch-bg:#FBF1D9;--risk:#A23A2C;--risk-bg:#F8E5E1;--r:10px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--stone);color:var(--navy);font:15px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
a{color:var(--navy-soft)}a:hover{color:var(--gold-ink)}
header.top{background:var(--navy);color:#fff;display:flex;align-items:center;gap:16px;padding:10px 20px;flex-wrap:wrap}
header.top .brand{font-weight:700;letter-spacing:.02em;color:#fff;text-decoration:none;display:flex;align-items:center;gap:10px}
header.top .brand i{width:22px;height:22px;border-radius:5px;background:linear-gradient(135deg,var(--gold),#D9BF6E);display:inline-block}
header.top .co{color:#E6E1D4;font-size:14px}header.top .sp{flex:1}
header.top form{margin:0}header.top button{background:transparent;border:1px solid #5d7286;color:#fff;border-radius:6px;padding:5px 10px;cursor:pointer}
header.top a.u{color:#E6E1D4;font-size:13px;text-decoration:none}
nav.tabs{background:var(--paper);border-bottom:1px solid var(--line);display:flex;gap:2px;overflow-x:auto;padding:0 12px;scrollbar-width:thin}
nav.tabs a{padding:11px 12px;white-space:nowrap;text-decoration:none;color:var(--muted);border-bottom:3px solid transparent;font-size:14px}
nav.tabs a.on{color:var(--navy);border-bottom-color:var(--gold);font-weight:600}
@media (min-width:900px){nav.tabs{flex-wrap:wrap;overflow-x:visible}nav.tabs a{padding:9px 10px;font-size:13.5px}}
svg.chart{width:100%;height:auto;max-width:760px;display:block}
form.inline{display:inline}
main{max-width:1240px;margin:0 auto;padding:22px 18px 60px}
h1{font-size:24px;margin:4px 0 14px;font-weight:700}h2{font-size:18px;margin:22px 0 10px}h3{font-size:15px;margin:16px 0 8px}
.sub{color:var(--muted);margin:-8px 0 16px}
.grid{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:16px;overflow:auto}
.kpi .v{font-size:24px;font-weight:700}.kpi .l{color:var(--muted);font-size:13px}
table{width:100%;border-collapse:collapse;font-size:14px}th,td{text-align:left;padding:7px 8px;border-bottom:1px solid var(--stone-deep);vertical-align:top}
th{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:600;background:var(--stone)}
td.n,th.n{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}tr.tot td{font-weight:700;border-top:2px solid var(--navy)}
.tw{overflow-x:auto;-webkit-overflow-scrolling:touch}
.badge{display:inline-block;padding:1px 8px;border-radius:20px;font-size:12px;font-weight:600;background:var(--stone-deep);color:var(--navy);white-space:nowrap}
.b-good{background:var(--good-bg);color:var(--good)}.b-watch{background:var(--watch-bg);color:var(--watch)}.b-risk{background:var(--risk-bg);color:var(--risk)}.b-gold{background:#F3EAD0;color:var(--gold-ink)}
.note{border-left:4px solid var(--gold);background:#FBF7EC;padding:10px 12px;border-radius:6px;margin:10px 0}
.warn{border-left:4px solid var(--watch);background:var(--watch-bg);padding:10px 12px;border-radius:6px;margin:8px 0}
.err{border-left:4px solid var(--risk);background:var(--risk-bg);padding:10px 12px;border-radius:6px;margin:8px 0}
.ok{border-left:4px solid var(--good);background:var(--good-bg);padding:10px 12px;border-radius:6px;margin:8px 0}
form.f{display:grid;gap:12px;max-width:760px}label{display:block;font-weight:600;font-size:13px;margin-bottom:4px}
.help{font-weight:400;color:var(--muted);font-size:12px}
input,select,textarea{width:100%;padding:9px 10px;border:1px solid var(--line);border-radius:7px;font:inherit;background:#fff;color:var(--navy)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}
input[type=checkbox],input[type=radio]{width:auto;margin-right:8px;flex:none}.chk>span{display:inline}.chk{display:flex;align-items:flex-start;font-weight:500}
textarea{min-height:80px}.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.btn{display:inline-block;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:9px 16px;font:inherit;font-weight:600;cursor:pointer;text-decoration:none}
.btn:hover{background:var(--navy-soft);color:#fff}.btn.alt{background:#fff;color:var(--navy);border:1px solid var(--line)}.btn.gold{background:var(--gold);color:var(--navy)}.btn.danger{background:var(--risk)}
.btn.sm{padding:5px 10px;font-size:13px}.actions{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin:12px 0}
.lines{border:1px solid var(--line);border-radius:8px;padding:10px;background:var(--stone)}
.lines .line{display:grid;gap:8px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));padding:8px 0;border-bottom:1px dashed var(--line)}
.muted{color:var(--muted)}.small{font-size:12px}.mono{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:12px;word-break:break-all}
.auth{max-width:440px;margin:6vh auto;background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.auth h1{font-size:22px}.sigpad{border:1px dashed var(--navy-soft);border-radius:8px;background:#fff;touch-action:none;width:100%;height:150px}
.steps{display:flex;gap:6px;flex-wrap:wrap;margin:6px 0 14px}.steps span{padding:3px 10px;border-radius:20px;background:var(--stone-deep);font-size:12px}.steps span.on{background:var(--navy);color:#fff}
nav.subnav{margin:-22px -18px 18px}input.narrow{max-width:180px}.grid.mt{margin-top:14px}.risk{color:var(--risk)}
footer.ft{color:var(--muted);font-size:12px;text-align:center;padding:20px}
.qr svg{width:160px;height:160px}.right{text-align:right}
header.top .brand span{display:flex;flex-direction:column;line-height:1.1}header.top .brand small{font-weight:400;font-size:11px;color:#C9C2B0;letter-spacing:.03em}
nav.pub{display:flex;gap:14px;align-items:center;flex-wrap:wrap}nav.pub .btn{color:var(--navy)}
.billbar{background:var(--watch-bg);color:var(--watch);border-bottom:1px solid #EAD9A8;padding:8px 20px;font-size:14px}.billbar.risk{background:var(--risk-bg);color:var(--risk)}.billbar.info{background:#EEF3F8;color:var(--navy-soft)}
main.wide{max-width:1180px}
.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:34px;align-items:center;padding:26px 0 18px}
.hero h1{font-size:40px;line-height:1.12;margin:0 0 14px;letter-spacing:-.01em}.hero p.lead{font-size:18px;color:var(--navy-soft);margin:0 0 20px}
.hero .cta{display:flex;gap:10px;flex-wrap:wrap}.hero .cta .btn{padding:12px 20px;font-size:16px}
.mock{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:0 10px 30px rgba(26,43,60,.08)}
.mock .bar{height:10px;border-radius:5px;background:var(--stone-deep);margin:8px 0}.mock .bar.g{background:linear-gradient(90deg,var(--gold),#D9BF6E)}.mock .bar.n{background:var(--navy-soft)}
.mock .cert{border:2px solid var(--navy);border-radius:10px;padding:12px;margin-top:12px;position:relative}.mock .cert:after{content:"";position:absolute;inset:4px;border:1px solid var(--gold);border-radius:7px;pointer-events:none}
.mock .qrbox{width:46px;height:46px;background:repeating-linear-gradient(90deg,var(--navy) 0 4px,#fff 4px 8px),var(--navy);float:right;border-radius:3px}
.mock .w72{width:72%}.mock .w46{width:46%}.mock .w28{width:28%}.center{text-align:center}
.charts .card{min-width:0}.grid.charts{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}.captable table{font-size:13.5px}.captable td,.captable th{padding:7px 6px}.captable .nm{display:inline-block;min-width:170px}.captable th .help{text-transform:none;letter-spacing:0;font-weight:400}
.eyebrow{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-ink);font-weight:700}
.trust{display:flex;gap:18px;flex-wrap:wrap;color:var(--muted);font-size:13px;margin-top:16px}.trust b{color:var(--navy)}
.section{padding:30px 0 6px}.section h2{font-size:26px;margin:4px 0 8px}.section p.sub{margin:0 0 18px}
.feat{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}.feat .card h3{margin-top:2px}.feat .card p{margin:0;color:var(--navy-soft);font-size:14px}
.ctry{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.ctry .card ul{margin:8px 0 0;padding-left:18px;font-size:14px}
.plans{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));align-items:stretch}
.plan{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:6px}
.plan.pop{border:2px solid var(--gold);box-shadow:0 8px 24px rgba(184,151,58,.15)}.plan h3{margin:0;font-size:17px}
.plan .price{font-size:32px;font-weight:800;letter-spacing:-.01em}.plan .price small{font-size:14px;font-weight:500;color:var(--muted)}
.plan .zar{font-size:12px;color:var(--muted)}.plan ul{margin:6px 0 10px;padding-left:18px;font-size:14px;flex:1}.plan .btn{text-align:center}
.toggle{display:inline-flex;border:1px solid var(--line);border-radius:30px;background:#fff;padding:3px;margin:4px 0 16px}.toggle a{padding:6px 14px;border-radius:30px;text-decoration:none;font-size:14px;color:var(--muted)}.toggle a.on{background:var(--navy);color:#fff}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:12px 14px;margin:8px 0}.faq summary{font-weight:600;cursor:pointer}
.legal{max-width:860px}.legal h2{font-size:17px;margin-top:20px}.legal p,.legal li{font-size:14.5px}
.signup{display:grid;grid-template-columns:1.1fr .9fr;gap:22px;align-items:start}.signup .card h3{margin-top:0}
.planpick{display:grid;gap:8px;grid-template-columns:repeat(2,1fr)}.planpick label{border:1px solid var(--line);border-radius:10px;padding:10px;cursor:pointer;font-weight:500;display:flex;gap:8px;align-items:flex-start;margin:0}.planpick input{margin-top:3px}
.kv{display:grid;grid-template-columns:auto 1fr;gap:4px 14px;font-size:14px}.kv dt{color:var(--muted)}.kv dd{margin:0;font-weight:600}
@media (max-width:820px){.hero{grid-template-columns:1fr}.hero h1{font-size:30px}.signup{grid-template-columns:1fr}.planpick{grid-template-columns:1fr}}
@media (max-width:640px){main{padding:14px 10px 50px}nav.subnav{margin:-14px -10px 14px}h1{font-size:20px}.row2{grid-template-columns:1fr}header.top{padding:8px 12px}.hide-m{display:none}th,td{padding:6px 5px;font-size:13px}.kpi .v{font-size:20px}}
@media print{header.top,nav.tabs,.actions,nav.subnav{margin:-22px -18px 18px}input.narrow{max-width:180px}.grid.mt{margin-top:14px}.risk{color:var(--risk)}
footer.ft{display:none}body{background:#fff}.card{border:0}}